About Your Car Finance

What Interest Rate Will I Be Charged?

This depends on your personal circumstances. These can include your previous credit history, your current income and any existing credit commitments, All quotes are personally tailored.

How Much Can I Borrow?

Once you have made your online application, you will be contacted by an advisor and given a credit limit. This will depend on your personal circumstances, but is usually a maximum of 50% of your net annual income.

Can I Repay My Loan Early?

If you think you may want to settle your finance early, please ask your advisor for assistance. We will advise according to your specific needs.

What If My Current Car Has Outstanding Finance?

Providing you have no more than Ł2500 of negative equity, we can usually still assist. Our lending partners will be able to give you accurate details of what they can offer.

What Documents Do Our Lenders Need?

Copy of your driving licence - both the photo ID and the paper counterpart. UK Full and Provisional licences and European licences are accepted.
Proof of address - usually in the form of a utility bill, a BT bill or a letter from HM Revenue and Customs.
Proof of Income - either recent payslips of bank statements for the last three months.

Can I Borrow Cash For Insurance and Road Tax?

Certain vehicles qualify for cash-back promotions. Please ask your advisor for details.